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Whether you’re a first-time policy buyer or looking to deepen your understanding, Insurance Basics is your essential resource. We demystify insurance terminology, break down the intricate components of policies, and guide you through the fundamental principles of insurance. From understanding premiums and deductibles to learning about different types such as health, life, auto, and home insurance, we cover all aspects. This category aims to empower you with knowledge, providing clarity and confidence to make informed decisions that best safeguard your interests. Join us on this educational journey as we simplify insurance, one basic concept at a time.
CBS LA Insurance Week: Homeowners’ Coverage Help and Resources From June 2–6, CBS LA Insurance Week put a spotlight on the shifting landscape of homeowner and renter insurance across Southern California. This special series — part of the Insurance Takeover by CBS LA Cares — combined expert interviews, community stories and live help to guide …
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AI Risks: 10 Critical Strategies Every Company Needs Now Summary: As organizations deploy AI across products and operations, familiar liabilities resurface under new technical guises. This guide shows how legacy insurance and targeted governance combine to manage AI exposures effectively. AI Risks: Why Legacy Insurance Still Matters for Companies When the Raine v. OpenAI case …
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Insurance Policy Non-Renewal: What You Must Do Now Receiving a letter that your insurer won’t renew your coverage can feel like a sudden shock. This article explains practical steps to protect yourself, find replacement policies, and challenge unfair decisions. Through a short case study of Sarah, a homeowner navigating a non-renewal, you’ll learn how major …
October brings a clear shift in Mexico’s tempo: cooler mornings in the highlands, a migration of seasonal visitors, and fresh policy nuances that affect long-term residents and short-stay visitors alike. This edition collects practical updates on residency, travel, health cover and local living — distilled from on-the-ground reporting and partner briefs like Mexico Monitor and …
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The Pennsylvania Insurance Department plays a central role in making sure insurers operate fairly and that policyholders get practical help when things go wrong. From licensing carriers to intervening on complex claim denials, the agency balances market stability with consumer protection. This article explains how the Department works, what programs matter for residents and businesses, …
American Express cardholders often assume their plastic covers every travel hiccup — but the reality is more nuanced. This guide breaks down the actual travel insurance benefits of American Express cards, explains when coverage is automatic or conditional, and shows how Amex compares to rivals like Chase, Visa and Mastercard. Short, practical lists and a …
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When an insured driver is left under-compensated after a serious crash, questions quickly turn to whether their broker should have said more. The 2025 British Columbia Court of Appeal decision in Carriere-de-Davide v Westland Insurance Group Ltd. sharpened the boundaries of a broker’s duty to advise on excess underinsured motorist (UMP) coverage. This article breaks …
Busy slopes, tight itineraries and unpredictable weather make ski trips uniquely vulnerable to disruption. This guide explains why securing ski travel insurance early is not optional but strategic. Through concrete examples, a traveler timeline and a provider comparison, you’ll learn how early purchase unlocks benefits like confirmed emergency evacuation coverage, better pre-existing condition protection and …
The year 2025 ushers in profound challenges for insurance assistance programs across the United States, driven by sweeping federal budget reductions. Notably, New Hampshire’s NH Navigators initiative faces a severe setback with a 92% funding cut, slashing $5.54 million from vital federal support that helps residents find affordable health insurance options. This dramatic decrease threatens …
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Choosing the right homeowners insurance provider in 2025 is a critical decision for protecting your property against increasing risks and rising costs. With natural disasters on the rise and inflation impacting rebuilding expenses, securing a robust and reliable policy tailored to your needs is more important than ever. This overview highlights the leading insurance companies …
Continue reading “Top Homeowners Insurance Providers to Consider in September 2025”